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Residential

Your home is your castle...

Residential mortgages are calculated on your provable income and affordability.

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First time buyer?

If it's your first home purchase, we can work with you to ensure you feel comfortable and have the best solution.

Family

Existing home owner?

If you're looking to move to a new home, switch to a better mortgage deal for your current property, consolidate debts, or increase your borrowing to carry out some home improvements, it's time to contact us.

You can remortgage with the same lender or with a new mortgage lender. If you're thinking about remortgaging your existing home, there are a number of important factors to take into consideration to make sure it's the right time to switch mortgages and the best decision for you and your family in the long run.

For example, will the mortgage lender charge valuation and solicitor fees? Will your final repayment be higher or over a different period of time? Will you have to pay an early repayment charge on your current mortgage? These are the types of considerations we will look at carefully to ensure you get the very best mortgage deal.

The Mortgage Cabin

Tel: 02380 265031

Email: themortgagecabin@gmail.com

All rights reserved by The Mortgage Cabin ©2021 

Principal: Rachael Haywood

FCA Number: 955027

Rachael Haywood T/A The Mortgage Cabin is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 955027 

The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £250 - £500.

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have

assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and

requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will

typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be

a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender

and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive

from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE  

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